部分详细内容仅提供韩文版本。

📖 投资故事

投资故事

「如果从那时起就坚持买入会怎样?」这些是用具体资产、期间与金额计算出的假设性投资故事。所有结果均为基于过去数据的估算值,并以税前呈现。

这些故事并非投资推荐。它们是基于过去数据的估算值,为税前,未计入费用;对于海外资产,汇率(汇率效应)也未计入。

Recurring investment at each month-endJan 2006 – Jan 2026 (20 years)

If you had invested about $74 every month in the S&P 500 for 20 years

This estimates the result of steadily investing about $74 every month in an S&P 500 ETF for 20 years, from 2006 to 2026 — living through both the financial crisis and the COVID crash.

Total principal invested

about $18k

Ending value (estimate, pre-tax)

about $95k

最大回撤 -56.8%— 是否熬过这段区间决定了结果
阅读故事
Recurring investment at each month-endJan 2016 – Jan 2026 (10 years)

If you had bought Samsung Electronics every month for the past 10 years

This is the estimated result of investing about $148 every month in Samsung Electronics stock for 10 years, from 2016 to 2026 — a journey through a peak, a halving, and recovery.

Total principal invested

about $18k

Ending value (estimate, pre-tax)

about $23k

最大回撤 -50% or more— 是否熬过这段区间决定了结果
阅读故事
Paid in at each month-endJan 2006 – Jan 2026 (20 years)

Deposits vs. stocks: a 20-year gap

This compares the estimated results of a 3%-a-year deposit and an S&P 500 ETF when investing about $370 every month for 20 years. See the difference in volatility and opportunity cost for yourself.

Total principal paid in

about $89k

Deposit estimated result (after-tax approx.)

about $121k

最大回撤 -56.8% (S&P 500 basis)— 是否熬过这段区间决定了结果
阅读故事
Recurring weekly purchaseJan 2021 – Jan 2026 (5 years)

About $37 into Bitcoin every week for 5 years

This is the estimated result of investing about $37 into Bitcoin every week for 5 years, from January 2021 to January 2026. Could you have endured an -80% drawdown?

Total principal invested (estimate)

about $9.6k

Ending value (estimate, pre-tax)

about $46k

最大回撤 -80%— 是否熬过这段区间决定了结果
阅读故事

📋 结果基于历史数据计算,过去的收益不代表未来的收益。

📋 本服务旨在帮助理解投资、供教育之用,并非投资建议。