About $37 into Bitcoin every week for 5 years
This is the estimated result of investing about $37 into Bitcoin every week for 5 years, from January 2021 to January 2026. Could you have endured an -80% drawdown?
投资条件摘要
Jan 2021 – Jan 2026 (5 years)
about $37 / week
Bitcoin (BTC)
Recurring weekly purchase
⚠️ 以下所有结果均为基于过去数据的估算值,并以税前呈现。计入费用、汇率与税款后,实际结果可能有所不同。
Total principal invested (estimate)
about $9.6k
5 years × 52 weeks × ~$37 ≈ $9.6k
Ending value (estimate, pre-tax)
about $46k
pre-tax, fees not reflected (estimate). Based on actual exchange spot prices.
Cumulative return (estimate, pre-tax)
+377%
A high return, but the volatility is extreme too
Maximum drawdown (MDD)
-80%
2022 basis. A stretch where $4 of every $5 vanished.
最大回撤期间: Nov 2021 – Nov 2022
-80%
约 30 个月恢复
Bitcoin's -80% maximum drawdown means that $4 of every $5 invested vanished. Enduring this period is far harder than it looks on paper.
A 5-year roller coaster: rise → crash → recovery
When it began in January 2021, Bitcoin was around $30k per coin. It then rose to an all-time high of about $61k in November 2021.
But from 2022, a crash began as global tightening and a broad collapse of the crypto market (the Luna implosion, the FTX bankruptcy) piled up. In November 2022, Bitcoin fell to about $12k, recording an -80% drawdown from the peak.
Someone who kept up the ~$37-a-week investment during this stretch continued buying Bitcoin at very low prices. In 2023–2024, expectations for a Bitcoin ETF and the actual approval (January 2024) combined with the halving effect, and Bitcoin set a new high in March 2024.
After 5 years, the estimated value is about $46k (pre-tax) — roughly 4.8 times the total of about $9.6k invested.
Could you have endured -80%?
The key question in this story is not "+377% over 5 years." It is "could you have held on in 2022 when your account was down -80%?"
At some point during the ~$37-a-week investment, your account balance falls to about 20% of the invested principal. In that state — "will I still put in another $37 next week?" — most people could not.
Bitcoin plays by different rules than traditional financial assets. Its correlation with the stock market has been rising, but it carries risks that stocks do not: regulatory risk, technology risk, hacking risk, and more. This service does not recommend investing in Bitcoin.
📋 结果基于历史数据计算,过去的收益不代表未来的收益。
📋 本服务旨在帮助理解投资、供教育之用,并非投资建议。
⚠️ 以当前代表性资产计算,可能与当时的市场构成不同。