部分详细内容仅提供韩文版本。

📖 投资故事

About $37 into Bitcoin every week for 5 years

This is the estimated result of investing about $37 into Bitcoin every week for 5 years, from January 2021 to January 2026. Could you have endured an -80% drawdown?

投资条件摘要

期间

Jan 2021 – Jan 2026 (5 years)

金额

about $37 / week

资产

Bitcoin (BTC)

方式

Recurring weekly purchase

⚠️ 以下所有结果均为基于过去数据的估算值,并以税前呈现。计入费用、汇率与税款后,实际结果可能有所不同。

Total principal invested (estimate)

about $9.6k

5 years × 52 weeks × ~$37 ≈ $9.6k

Ending value (estimate, pre-tax)

about $46k

pre-tax, fees not reflected (estimate). Based on actual exchange spot prices.

Cumulative return (estimate, pre-tax)

+377%

A high return, but the volatility is extreme too

Maximum drawdown (MDD)

-80%

2022 basis. A stretch where $4 of every $5 vanished.

MDD

最大回撤期间: Nov 2021 – Nov 2022

-80%

30 个月恢复

Bitcoin's -80% maximum drawdown means that $4 of every $5 invested vanished. Enduring this period is far harder than it looks on paper.

A 5-year roller coaster: rise → crash → recovery

When it began in January 2021, Bitcoin was around $30k per coin. It then rose to an all-time high of about $61k in November 2021.

But from 2022, a crash began as global tightening and a broad collapse of the crypto market (the Luna implosion, the FTX bankruptcy) piled up. In November 2022, Bitcoin fell to about $12k, recording an -80% drawdown from the peak.

Someone who kept up the ~$37-a-week investment during this stretch continued buying Bitcoin at very low prices. In 2023–2024, expectations for a Bitcoin ETF and the actual approval (January 2024) combined with the halving effect, and Bitcoin set a new high in March 2024.

After 5 years, the estimated value is about $46k (pre-tax) — roughly 4.8 times the total of about $9.6k invested.

Could you have endured -80%?

The key question in this story is not "+377% over 5 years." It is "could you have held on in 2022 when your account was down -80%?"

At some point during the ~$37-a-week investment, your account balance falls to about 20% of the invested principal. In that state — "will I still put in another $37 next week?" — most people could not.

Bitcoin plays by different rules than traditional financial assets. Its correlation with the stock market has been rising, but it carries risks that stocks do not: regulatory risk, technology risk, hacking risk, and more. This service does not recommend investing in Bitcoin.

亲自计算

以上结果为估算值。请用你自己的条件(金额、期间、资产)亲自计算。

Calculate it yourself in the recurring-investment simulator
#Bitcoin#crypto#recurring#DCA#high-risk

📋 结果基于历史数据计算,过去的收益不代表未来的收益。

📋 本服务旨在帮助理解投资、供教育之用,并非投资建议。

⚠️ 以当前代表性资产计算,可能与当时的市场构成不同。