What if you invested monthly in Oracle for 20 years?
See what contributing 300,000 KRW a month for 20 years into Oracle - which started in database software and expanded into the cloud - would have looked like. As a mature software firm's cloud transition, with its ups and downs reflected in the share price, its maximum drawdown, loss period, and recovery time must be viewed together.
⚠️ This asset is an individual stock chosen as of today, so past returns can look better than they really were (survivorship bias).
Investment conditions
Asset · Oracle (ORCL)
Method · Recurring monthly investment
Period · 2006-07-01 ~ 2026-07-01
Amount · $222 / month
As of · 2026-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-58.1%
Largest drop from peak
Longest loss period
6months
Months in loss: 7
Recovery period
0months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $53,556 → Final value $238,575 (+345.5%), Maximum drawdown (MDD) -58.1%
Why this period and asset
Oracle is a leading IT firm built on enterprise database software, and more recently drawing renewed attention on cloud-infrastructure and AI-related demand. Over the 20 years from this scenario's start in July 2006, it passed through the financial crisis, COVID, and the rate-hike era. As a mature software company it moved gently for stretches, but it also went through weak periods on worries that its cloud shift came late, and conversely strong periods on cloud and AI demand hopes. Depending on the success of its transition, it showed the kind of swings specific to an individual stock. This scenario covers the 20 years from July 2006 to July 2026.
Interpreting the result
Dollar-cost averaging invests the same amount monthly to smooth your cost. A maturing software company like Oracle can move gently for a while and then show stock-specific spikes and drops depending on the success of its cloud transition or an earnings surprise. On the result screen, check your ending value along with the maximum drawdown during the period, how long it stayed below your contributions, and the recovery time. Even a company that looked calm can swing sharply during a business transition, so it matters to confirm it with the numbers.
Caveats & limits
This is a simulation of a single stock - Oracle - that happens to have survived and become well known, and past performance does not guarantee future results. The fact that this one worked out says nothing about how other individual stocks will do: countless companies that listed in the same era and then failed or lagged never appear here, which is survivorship bias. A single stock carries far deeper maximum drawdowns, longer periods underwater, and concentration risk - if the business breaks down, it may never recover. Taxes (capital gains, dividends), trading fees, and the KRW/USD exchange rate are not reflected, so real returns differ. This is not a recommendation of any stock; it simply shows what already happened.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2026-07-01
- Price basis: Cierre ajustado (refleja dividendos y desdoblamientos de acciones)
- This asset is an individual stock chosen as of today, so past returns can look better than they really were (survivorship bias).
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
With 300,000 KRW a month for 20 years, how much do I actually invest?
You contribute 300,000 KRW each month for 20 years - about 240 installments in total. The result screen shows both your total contributions and the ending value, and what matters as much as the final figure is how far it fell and recovered along the way.
How is a single stock like Oracle different from indexing?
An index (e.g., the S&P 500) spreads risk across hundreds of companies, while a single stock concentrates it in one. When it works it can far outpace the index, but if the business stumbles the maximum drawdown is deeper and the time underwater is often longer. Always check the max drawdown, loss period, and recovery time.
Does this result include taxes, fees, and exchange rates?
No. It reflects share-price movement only; capital-gains and dividend taxes, trading fees, and the KRW/USD exchange rate are excluded. Your real brokerage return will differ from the displayed figure because of these.
Related scenarios
📋 Los resultados se basan en datos históricos; las rentabilidades pasadas no garantizan rentabilidades futuras.
📋 Este servicio se ofrece con fines educativos para ayudarte a entender la inversión, no como asesoramiento de inversión.
⚠️ Calculado usando los activos representativos de hoy, que pueden diferir de la composición del mercado de aquel momento.