What if you invested monthly in KODEX 200 for 20 years?
This looks at putting the same amount every month for nearly two decades into KODEX 200, the leading ETF tracking Korea's KOSPI 200. Unlike major US indices that rose fairly steadily, Korea's benchmark went through long stretches of sideways trading and repeated deep drawdowns.
Investment conditions
Asset · KODEX 200 (KOSPI 200)
Method · Recurring monthly investment
Period · 2007-02-01 ~ 2026-07-01
Amount · $222 / month
As of · 2026-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-33.8%
Largest drop from peak
Longest loss period
1months
Months in loss: 3
Recovery period
18months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $46,444 → Final value $259,492 (+458.7%), Maximum drawdown (MDD) -33.8%
Why this period and asset
KODEX 200 is a Korea-listed ETF holding the 200 largest KOSPI companies, representing the whole Korean market. This window starts from 2007, where data begins, spanning close to twenty years, and runs straight into the 2008 global financial crisis right after the start. Afterward the KOSPI passed through a long 'box range' of sideways trading and the 2020 COVID crash. While major US indices set repeated new highs over the same period, the Korean index stayed flat for long stretches, which is the defining feature of this window.
Interpreting the result
Because KODEX 200 spreads across the whole index, it is less volatile than a single stock, but this window still had deep maximum drawdowns from the financial crisis and COVID, followed by long stretches of losses and slow recovery during the sideways years. Monthly investing keeps buying at lower prices during declines, lowering your average cost, so the benefit of buying dips accumulates over time. But that effect has limits when the index itself does not rise for years, so always check the maximum drawdown and loss period against other indices over the same period.
Caveats & limits
This result simplifies dividends, trading fees and taxes, and past performance does not guarantee the future. KODEX 200 is a Korea-listed won (KRW) product, so the figures are in Korean won; even though it spreads across the whole index, its maximum drawdown was deep in crises and loss periods stretched long before recovery. As a domestic asset, currency moves are not applied here unlike US indices, but the risk of prolonged sideways markets must be considered separately.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2026-07-01
- Price basis: Cierre ajustado (refleja dividendos y desdoblamientos de acciones)
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
Why did the KOSPI 200 rise less than US indices?
This window included a long 'box range' where Korean stocks stayed flat for years. Looking at the maximum drawdown and loss period shows how differently each index recovered.
Does monthly investing help in a sideways market?
It keeps buying at cheaper prices during declines and sideways stretches, lowering your average cost. But that has limits if the index itself does not rise for years, so check the recovery period too.
Is currency reflected?
KODEX 200 is a Korea-listed won product, so unlike US indices currency is not applied directly. Dividends, taxes and trading costs are simplified, so actual returns may differ.
Related scenarios
📋 Los resultados se basan en datos históricos; las rentabilidades pasadas no garantizan rentabilidades futuras.
📋 Este servicio se ofrece con fines educativos para ayudarte a entender la inversión, no como asesoramiento de inversión.