What if you invested monthly in an All-country ETF (ACWI) for 15 years?
See what a 15-year monthly plan into ACWI—tracking the MSCI ACWI index of developed and emerging large- and mid-cap stocks—would have looked like using real price data, and what this global benchmark represents.
Investment conditions
Asset · All-country ETF (ACWI)
Method · Recurring monthly investment
Period · 2011-07-01 ~ 2026-07-01
Amount · $222 / month
As of · 2026-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-33.1%
Largest drop from peak
Longest loss period
5months
Months in loss: 6
Recovery period
4months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $40,222 → Final value $105,813 (+163.1%), Maximum drawdown (MDD) -33.1%
Why this period and asset
ACWI tracks the MSCI All Country World Index, holding large- and mid-cap stocks across developed and emerging markets—an index many institutions use as their global equity benchmark. Like VT, it is more than half U.S., so its 2011–2026 performance was heavily driven by U.S. large-cap tech leadership. It differs slightly, however, by excluding small caps while including some emerging markets, creating subtle differences from a total-world index. This period also saw episodes where the whole world moved together, as in 2020 and 2022.
Interpreting the result
This scenario shows that even a 'global benchmark' is heavily U.S.-weighted and thus heavily U.S.-driven. On the results screen, be sure to check the maximum drawdown, the underwater period, and the recovery time. Broad diversification cannot avoid a market-wide decline, so there can be long stretches below your principal. Monthly investing buys more units during declines but does not remove losses themselves.
Caveats & limits
Even a global benchmark is shaped by heavy U.S. and sector weightings. As a foreign asset, USD/KRW and multiple currency effects act on won-based returns in a compound way, and the ETF's expense ratio, trading costs, and taxes erode performance. Past behavior does not guarantee future results, and this page does not recommend buying any specific asset.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2026-07-01
- Price basis: Cierre ajustado (refleja dividendos y desdoblamientos de acciones)
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
How is ACWI different from VT?
Both hold worldwide stocks, but VT is broader by including small caps, while ACWI focuses on large- and mid-caps. Both are heavily U.S.-weighted, so performance is similar, but the maximum drawdown and recovery path can differ subtly.
Is a global benchmark the safest index?
Broad diversification reduces single-stock and single-country risk, but it still falls when the whole market falls. 'Benchmark' does not mean safe, so check the maximum drawdown and underwater period on the results screen.
Does including emerging markets make it riskier?
The emerging-market weight is not large, but when emerging markets lag they can drag overall performance down somewhat—and help when they are strong. Diversification reduces risk; it does not remove it.
Related scenarios
📋 Los resultados se basan en datos históricos; las rentabilidades pasadas no garantizan rentabilidades futuras.
📋 Este servicio se ofrece con fines educativos para ayudarte a entender la inversión, no como asesoramiento de inversión.