What if you invested monthly in a software ETF (IGV) for 15 years?
This looks at investing a fixed amount every month for 15 years into a theme ETF concentrated in leading US software companies. It is a structural-growth industry, yet it still held several large corrections within.
Investment conditions
Asset · Software ETF (IGV)
Method · Recurring monthly investment
Period · 2011-07-01 ~ 2026-07-01
Amount · $222 / month
As of · 2026-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-44.1%
Largest drop from peak
Longest loss period
3months
Months in loss: 6
Recovery period
16months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $40,222 → Final value $135,257 (+236.3%), Maximum drawdown (MDD) -44.1%
Why this period and asset
IGV is a theme ETF holding leading US software, cloud and security companies. The 15 years from 2011 span software's shift to cloud and subscription models, a period of strong growth. It climbed steadily through growth-stock rallies but passed through the 2018 correction, the 2020 pandemic crash and the 2022 rate-hike correction. In 2022 especially, richly valued software was sold heavily and fell far from its peak before recovering.
Interpreting the result
The software theme is seen as a structural-growth industry, but it concentrates in a few growth stocks and is more volatile than a broad index. Even across 15 years it saw several large maximum drawdowns and loss periods, and the 2022 correction took time to recover. Investing steadily for a long time can compound, but the fact that you endured several deep declines along the way rarely shows in the final number. Treat the growth-industry label and actual price moves as separate things.
Caveats & limits
This result simplifies taxes, trading fees and currency effects, and past performance does not guarantee the future. Theme ETFs concentrate in a few industries and companies and are sensitive to trends and rate cycles, passing through large drawdowns and long loss periods more than once. As a dollar asset, the won-based outcome shifts with USD/KRW.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2026-07-01
- Price basis: 复权收盘价(已反映股息与拆股)
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
Software is structural growth, so why does it correct so much?
Even in a long-term growth industry, IGV is heavy in richly valued growth stocks, so it tends to correct first and hard when rates rise or the market turns risk-averse. 2022 was a clear example.
Is investing for 15 years safe?
Long-term investing helps compounding, but along the way you endured large drawdowns like 2020 and 2022 more than once. Even over a long window, check the maximum drawdown and recovery time.
Are taxes and currency included?
This simulation simplifies dividends, fees, taxes and currency. In reality, overseas-ETF taxes and currency moves are added and can change the final return.
Related scenarios
📋 结果基于历史数据计算,过去的收益不代表未来的收益。
📋 本服务旨在帮助理解投资、供教育之用,并非投资建议。