What if you invested at the 2021 Nvidia peak?
This case shows the extreme volatility of a single stock. Note especially that it is a survivor case where the outcome happened to be good.
⚠️ This asset is an individual stock chosen as of today, so past returns can look better than they really were (survivorship bias).
Investment conditions
Asset · Nvidia (NVDA)
Method · Lump-sum (all at once)
Period · 2021-11-29 ~ 2026-07-01
Amount · $7,407
As of · 2026-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-66.3%
Largest drop from peak
Longest loss period
18months
Months in loss: 18
Recovery period
8months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $7,407 → Final value $43,994 (+493.9%), Maximum drawdown (MDD) -66.3%
Why this period and asset
November 2021 was when Nvidia, a leading chip stock, sat near a peak. Right afterward, in the 2022 rate-hike phase, it fell by a very large margin as a single stock, then rebounded strongly amid expectations of expanding AI demand, climbing to record highs. It shows how extremely a single stock can swing.
Interpreting the result
This shows the extreme-volatility path of entering at a single stock's peak. The maximum drawdown was very large, and you had to endure the stretch underwater and the recovery period. This name ended up as a survivor case that recovered strongly, but had you entered a different single stock at the same time, it might not have recovered. You should not generalize peak buying of single stocks from a few cases where the outcome was good.
Caveats & limits
Note especially that this result is a survivor case where the outcome was good (survivorship bias). Many stocks at the same point never recovered, and single stocks have no guaranteed recovery after a large drawdown. It ignores taxes, fees, and currency effects. As a dollar asset, the outcome in won terms shifts with the exchange rate. The past does not guarantee the future.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2026-07-01
- Price basis: Cierre ajustado (refleja dividendos y desdoblamientos de acciones)
- This asset is an individual stock chosen as of today, so past returns can look better than they really were (survivorship bias).
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
Does buying at a peak always mean failure?
Buying a single stock at a peak raises drawdown risk. This case is just a survivor that recovered; many stocks never recovered, so it cannot be generalized.
Since it recovered in the end, can't you just hold on?
This name recovered, but single stocks have no guaranteed recovery and even carry delisting risk. Generalizing 'just hold and it recovers' from surviving cases is risky.
Is a lump sum or monthly investing better?
In a large decline, monthly investing can lower your average cost, but if the single stock itself does not recover, both approaches carry large loss risk. Neither is always superior.
Related scenarios
📋 Los resultados se basan en datos históricos; las rentabilidades pasadas no garantizan rentabilidades futuras.
📋 Este servicio se ofrece con fines educativos para ayudarte a entender la inversión, no como asesoramiento de inversión.
⚠️ Calculado usando los activos representativos de hoy, que pueden diferir de la composición del mercado de aquel momento.