What if you invested monthly in Hyundai Motor for 20 years?
This looks at putting the same amount every month for 20 years into Hyundai Motor, Korea's leading automaker. Because carmakers are cyclical single stocks, it is important to understand the large swings and concentration risk that differ from an index.
⚠️ This asset is an individual stock chosen as of today, so past returns can look better than they really were (survivorship bias).
Investment conditions
Asset · Hyundai Motor
Method · Recurring monthly investment
Period · 2006-07-01 ~ 2026-07-01
Amount · $222 / month
As of · 2026-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-54.8%
Largest drop from peak
Longest loss period
8months
Months in loss: 26
Recovery period
5months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $53,556 → Final value $268,087 (+400.6%), Maximum drawdown (MDD) -54.8%
Why this period and asset
Hyundai Motor is Korea's largest automaker, having gone through the shift from combustion engines to eco-friendly and electric vehicles. This 20-year window starts from 2006 and passes through the 2008 global financial crisis, the earnings boom of the early 2010s, and the 2020 COVID crash and its aftermath. Automakers are a classic cyclical industry swayed by the economy, consumer sentiment, currency and raw-material prices, and the stock has risen and fallen sharply along with that cycle.
Interpreting the result
As a single stock sensitive to the business cycle, Hyundai had periods in this window with a deeper maximum drawdown and longer loss period than the index during crises like the financial crisis and COVID. Monthly investing lowers your average cost during those declines, but concentrating on one company and one industry means recovery can take long when the economy is weak. Looking only at a stock that survived and grew for 20 years is survivorship bias, so cyclical and concentration risks must be considered together.
Caveats & limits
This result simplifies dividends, trading fees and taxes, and past performance does not guarantee the future. Hyundai Motor is a Korea-listed won (KRW) stock, so the figures are in Korean won. A single stock can have a deeper maximum drawdown and longer loss period than an index, and looking only at winners is survivorship bias. Automakers are cyclical, so downturn drawdowns and recovery periods can widen substantially.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2026-07-01
- Price basis: 复权收盘价(已反映股息与拆股)
- This asset is an individual stock chosen as of today, so past returns can look better than they really were (survivorship bias).
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
Why is an automaker's stock so cyclical?
Car sales swing widely with the economy and consumer sentiment, making it a cyclical industry. So in downturns the maximum drawdown can deepen and the recovery period can lengthen.
Is a single stock safe over 20 years?
Even long-term, a single stock can have a deeper maximum drawdown and longer loss period than an index. And looking only at a stock that survived 20 years is survivorship bias.
Does monthly investing remove the cyclical risk?
No. Lowering your average cost during declines helps, but it does not remove the business cycle itself. Always check the maximum drawdown and recovery period together.
Related scenarios
📋 结果基于历史数据计算,过去的收益不代表未来的收益。
📋 本服务旨在帮助理解投资、供教育之用,并非投资建议。
⚠️ 以当前代表性资产计算,可能与当时的市场构成不同。