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📖 Investment stories

Investment stories

"What if you had bought steadily from back then?" These are hypothetical investment stories calculated with specific assets, periods, and amounts. All results are estimates based on past data and are shown pre-tax.

These stories are not investment recommendations. They are estimates based on past data, pre-tax, with fees not reflected and, for overseas assets, the exchange rate (FX effect) not reflected.

Recurring investment at each month-endJan 2006 – Jan 2026 (20 years)

If you had invested about $74 every month in the S&P 500 for 20 years

This estimates the result of steadily investing about $74 every month in an S&P 500 ETF for 20 years, from 2006 to 2026 — living through both the financial crisis and the COVID crash.

Total principal invested

about $18k

Ending value (estimate, pre-tax)

about $95k

Maximum drawdown -56.8%— whether you endured this stretch decides the result
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Recurring investment at each month-endJan 2016 – Jan 2026 (10 years)

If you had bought Samsung Electronics every month for the past 10 years

This is the estimated result of investing about $148 every month in Samsung Electronics stock for 10 years, from 2016 to 2026 — a journey through a peak, a halving, and recovery.

Total principal invested

about $18k

Ending value (estimate, pre-tax)

about $23k

Maximum drawdown -50% or more— whether you endured this stretch decides the result
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Paid in at each month-endJan 2006 – Jan 2026 (20 years)

Deposits vs. stocks: a 20-year gap

This compares the estimated results of a 3%-a-year deposit and an S&P 500 ETF when investing about $370 every month for 20 years. See the difference in volatility and opportunity cost for yourself.

Total principal paid in

about $89k

Deposit estimated result (after-tax approx.)

about $121k

Maximum drawdown -56.8% (S&P 500 basis)— whether you endured this stretch decides the result
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Recurring weekly purchaseJan 2021 – Jan 2026 (5 years)

About $37 into Bitcoin every week for 5 years

This is the estimated result of investing about $37 into Bitcoin every week for 5 years, from January 2021 to January 2026. Could you have endured an -80% drawdown?

Total principal invested (estimate)

about $9.6k

Ending value (estimate, pre-tax)

about $46k

Maximum drawdown -80%— whether you endured this stretch decides the result
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📋 Results are based on historical data; past returns do not guarantee future returns.

📋 This service is provided for educational purposes to help you understand investing, not as investment advice.