If you had bought Samsung Electronics every month for the past 10 years
This is the estimated result of investing about $148 every month in Samsung Electronics stock for 10 years, from 2016 to 2026 — a journey through a peak, a halving, and recovery.
Investment conditions summary
Jan 2016 – Jan 2026 (10 years)
about $148 / month
Samsung Electronics common stock (KRX)
Recurring investment at each month-end
⚠️ All results below are estimates based on past data and are shown pre-tax. Reflecting fees, exchange rates, and taxes may make actual results differ.
Total principal invested
about $18k
10 years × 12 months × ~$148
Ending value (estimate, pre-tax)
about $23k
pre-tax, fees not reflected (estimate)
Cumulative return (estimate, pre-tax)
+29%
a lower return than the S&P 500
Annualized return XIRR (estimate, pre-tax)
about 2.6%
Accounting for inflation, the real return is very low
Maximum drawdown period: Nov 2021 – Dec 2022
-50% or more
About 36 months to recover
You experienced a halving from Samsung Electronics' peak. Whether you endured this period greatly shaped the 10-year investment result.
Samsung Electronics' 10 years of ups and downs
For Samsung Electronics, 2016 was a year of opportunity. The stock started around KRW 1.2 million (converted to today's share-price basis) and, riding the semiconductor super-cycle, rose sharply to a peak of KRW 96,800 by the end of 2021.
But from 2022, the stock plunged amid a deteriorating semiconductor cycle and the shock of global tightening. By the end of 2022, it had fallen to the KRW 48,000 range, about -50% from the peak. If you had kept up recurring investing even in this period, you would have gained a chance to buy heavily at the lows.
As of 2026, the estimated value is about $23k (pre-tax) — roughly a 29% gain over the total principal of about $18k. In XIRR terms, that is about 2.6%. This is a very weak result compared with the S&P 500 over the same period.
The risk of a single stock: compared with the S&P 500
Over the same period (2016–2026), investing in the S&P 500 under the same conditions would have produced a very different estimated result. This case illustrates the difference between diversification (index investing) and single-stock investing.
Samsung Electronics is Korea's largest company and a global semiconductor firm. Even so, its 10-year performance was lower than the index. Individual companies carry company-specific risks that an index does not (industry cycles, management risk, and so on).
What matters is that over these 10 years, you experienced a halving (-50%) from the peak. Someone who bought at the late-2021 peak may still be at a loss through 2026.
Calculate it yourself
The results above are estimates. Calculate them yourself with your own conditions (amount, period, asset).
Calculate it yourself in the recurring-investment simulator📋 Results are based on historical data; past returns do not guarantee future returns.
📋 This service is provided for educational purposes to help you understand investing, not as investment advice.
⚠️ Calculated using today's representative assets, which may differ from the market composition at the time.