Computes, from past data, the result of investing a fixed amount on a recurring schedule.
Investment settings
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Choose asset class
Selected:SPDR S&P500
Quick select
Example
Example result for recurring investing in SPY (S&P 500) — about $220 per month, 2016–2026. Change the asset, period, or amount and press Calculateto see your actual result.
Key results
Total invested
$27k
121 investments in total
Final value
$61k
Total profit
$35k
+128.7%
XIRR (annualized)
15.9%
Personal return reflecting timing
Asset growth
차트 로딩 중...
Risk & recovery metrics— actual declines that occurred during long-term investing
Maximum drawdown
-32.5%
Largest drop from peak
Longest loss
1 mo
Longest continuous underwater period
Peak recovery
2 mo
Time taken to recover
Data source & calculation basis
Data provider:Yahoo Finance / FinanceDataReader
Data as of:2026-07-19
Actual trading date used:2026-07-01
Price basis:Adjusted close (reflects dividends and stock splits)
Available data range: 1993-01-29 ~ 2026-07-10. If the selected date is not a trading day, the next trading day is used.
This is an example result and does not reflect taxes. Results are based on historical data and do not guarantee future returns.
📋 Results are based on historical data; past returns do not guarantee future returns.
📋 This service is provided for educational purposes to help you understand investing, not as investment advice.