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Long-term compoundingRecurring

KOSPI 200 ETF, 15 Years of Recurring Investing

What if you had invested about $220 per month in a KOSPI 200 ETF starting in 2011?

#KOSPI 200#15 years#recurring

What does this scenario show?

Investment period · Jul 2011 – Jul 2026 (15 years)

Investment method · Recurring investment of about $220 per month

Target asset · KODEX 200 (069500)

Annualized return of about 4.1% (XIRR)

Key results

Values verified by the operator against past data.

Total invested

Sum of principal contributed during the investment period

$40k
Ending value

Valuation at the end date

$75k
Cumulative return
+87%
Annualized return (XIRR)

Personal return that reflects your investment timing

4.1% / yr

Risk & recovery metrics

These are the declines you actually had to endure during long-term investing. We do not hide this part.

Maximum drawdown (MDD)

-31.2%

Largest decline from the peak

Longest loss duration

28 months

Longest continuous stretch below principal

Recovery period

32 months

Time to regain the previous peak

What if you had stopped partway?

This case started investing just after the financial-crisis low. It recorded a lower return than the S&P 500. The Korean market has had many long sideways periods, so the long-term compounding effect appears relatively muted.

If you stop investing during a decline, you lose both the chance to lower your average purchase price and the gains from the subsequent rebound. That said, there is no guarantee this result repeats for every asset and every period.

Data sources and limitations

  • Based on adjusted close (dividends and splits reflected)
  • Based on adjusted close (dividends and splits reflected); unless otherwise noted, the exchange rate (FX effect) is not reflected.
  • Trading fees and taxes are not reflected. Your actual after-tax return is lower than this.
  • This is a result based on past data and does not guarantee future returns.

📋 Results are based on historical data; past returns do not guarantee future returns.

📋 This service is provided for educational purposes to help you understand investing, not as investment advice.