Bitcoin, 5 Years of Recurring Investing
What if you had invested about $37 per week in Bitcoin starting in 2021?
What does this scenario show?
Investment period · Jul 2021 – Jul 2026 (5 years)
Investment method · Recurring investment of about $37 per week
Target asset · Bitcoin (BTC)
Annualized return of about 36.4% (XIRR), but MDD of -80.1%
Key results
Values verified by the operator against past data.
Sum of principal contributed during the investment period
Valuation at the end date
Personal return that reflects your investment timing
Risk & recovery metrics
These are the declines you actually had to endure during long-term investing. We do not hide this part.
Maximum drawdown (MDD)
-80.1%
Largest decline from the peak
Longest loss duration
24 months
Longest continuous stretch below principal
Recovery period
30 months
Time to regain the previous peak
What if you had stopped partway?
Bitcoin recorded a high return, but its maximum drawdown reached -80.1%. This means you would have had to endure a period in which the asset's value fell 80% from its peak. There is no guarantee that past returns will repeat in the future.
If you stop investing during a decline, you lose both the chance to lower your average purchase price and the gains from the subsequent rebound. That said, there is no guarantee this result repeats for every asset and every period.
Data sources and limitations
- Based on adjusted close (dividends and splits reflected); high-volatility asset; exchange fees not reflected
- Based on adjusted close (dividends and splits reflected); unless otherwise noted, the exchange rate (FX effect) is not reflected.
- Trading fees and taxes are not reflected. Your actual after-tax return is lower than this.
- This is a result based on past data and does not guarantee future returns.
📋 Results are based on historical data; past returns do not guarantee future returns.
📋 This service is provided for educational purposes to help you understand investing, not as investment advice.