What if you invested monthly in the Nasdaq 100 for 25 years?
Starting in the dot-com aftermath of 2001, this window pairs 25 years of tech compounding with repeated deep drawdowns.
Investment conditions
Asset · Nasdaq 100 (QQQ)
Method · Recurring monthly investment
Period · 2001-07-01 ~ 2026-07-01
Amount · $222 / month
As of · 2026-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-47.3%
Largest drop from peak
Longest loss period
15months
Months in loss: 26
Recovery period
12months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $66,889 → Final value $818,036 (+1123.0%), Maximum drawdown (MDD) -47.3%
Why this period and asset
July 2001 sat amid the dot-com bust's aftermath. The Nasdaq 100 fell severely from its 2000 peak into 2002, and this plan begins in the later part of that decline. The next 25 years pass through the 2008 crisis, 2020 COVID, and the 2022 rate-hike period while capturing the smartphone, cloud, and AI growth eras -- a very long window that started right after a worst-case correction and endured many crises.
Interpreting the result
Tech rises hard but falls hard too. These 25 years saw deep maximum drawdowns recur -- the dot-com aftermath, 2008, 2020, 2022 -- each with a long loss and recovery period. The first years after the start were an extended growth-stock slump, so early contributions hovered near cost for a long time. Averaging stacked share count in those lows and captured later growth multiples, but we must not hide that the patience it required was costly.
Caveats & limits
A simplified calculation without taxes, fees, or currency effects. Past growth-era results do not guarantee the future, and a tech index has very large drawdowns. As a dollar asset, returns in another currency depend on exchange rates.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2026-07-01
- Price basis: 調整後終値(配当・株式分割を反映)
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
Is the 2000 dot-com peak included?
This plan starts in 2001, so it excludes the 2000 top itself and begins in the later part of the bust. For a window including the peak, see the 1999-start scenario.
How many big drawdowns were there?
Several deep declines occurred -- the dot-com aftermath, 2008, 2020, and 2022. Tech indices tend to show larger corrections.
How does the early slump affect results?
Early low-price buying can add share count for later recoveries, but it meant enduring near-cost values for a long time. The outcome is after-the-fact data.
Related scenarios
📋 結果は過去のデータに基づくものです。過去のリターンは将来のリターンを保証しません。
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