What if you invested monthly in POSCO Holdings for 20 years?
This looks at putting the same amount every month for 20 years into POSCO Holdings, Korea's leading steelmaker. Because the steel cycle overlapped with the battery-materials theme, it swung widely as a single stock, so it is important to understand the concentration risk that differs from an index.
⚠️ This asset is an individual stock chosen as of today, so past returns can look better than they really were (survivorship bias).
Investment conditions
Asset · POSCO Holdings
Method · Recurring monthly investment
Period · 2006-07-01 ~ 2026-07-01
Amount · $222 / month
As of · 2026-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-62.0%
Largest drop from peak
Longest loss period
59months
Months in loss: 101
Recovery period
0months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $53,556 → Final value $75,105 (+40.2%), Maximum drawdown (MDD) -62.0%
Why this period and asset
POSCO Holdings is Korea's flagship steelmaker, which recently converted to a holding company and expanded into battery-materials. This 20-year window starts from 2006 and passes through the 2008 financial crisis, a long stretch of weak steel demand, the 2020 COVID crash, and the sharp swings from the battery-materials theme around 2023. Steel is a cyclical industry driven by global growth and commodity prices, and with the battery theme added on top, the stock's swings were especially large.
Interpreting the result
As a single stock heavily driven by the steel cycle and theme flows, POSCO Holdings had periods in this window with a deeper maximum drawdown and longer loss period than the index during steel downturns and crises, plus a surge-and-plunge during the battery-theme frenzy. Monthly investing lowers your average cost during declines, but concentrating on one company or theme means recovery can take long once enthusiasm cools. Watch for survivorship bias in looking only at a survivor, and consider the concentration risk too.
Caveats & limits
This result simplifies dividends, trading fees and taxes, and past performance does not guarantee the future. POSCO Holdings is a Korea-listed won (KRW) stock, so the figures are in Korean won. A single stock can have a deeper maximum drawdown and longer loss period than an index, and looking only at winners is survivorship bias. When cyclicality and theme flows overlap, a surge-and-plunge can widen the drawdown and recovery period substantially.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2026-07-01
- Price basis: Adjusted close (reflects dividends and stock splits)
- This asset is an individual stock chosen as of today, so past returns can look better than they really were (survivorship bias).
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
Why is a steel stock so cyclical?
Steel is a cyclical industry driven by global growth, commodity prices and construction and manufacturing demand. So in downturns and crises the maximum drawdown can deepen and the recovery period can lengthen.
How did the battery-materials theme affect the stock?
During a theme frenzy, expectations pile in and the stock surges, then plunges once enthusiasm cools. Money that entered at a theme peak can face a long loss period before recovery.
Is a single stock riskier than an index?
Yes. Concentrating on one company, industry and theme can mean a deeper maximum drawdown and longer loss period than an index. Watch for survivorship bias in looking only at a survivor.
Related scenarios
📋 Results are based on historical data; past returns do not guarantee future returns.
📋 This service is provided for educational purposes to help you understand investing, not as investment advice.
⚠️ Calculated using today's representative assets, which may differ from the market composition at the time.