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Worst-case startRecurring

Recurring Nasdaq Investing Just Before the Dotcom Bubble

What if you had started investing about $220 per month for 15 years at the Nasdaq peak in March 2000?

#QQQ#Nasdaq#dotcom bubble#worst start#recurring

What does this scenario show?

Investment period · Mar 2000 – Mar 2015 (15 years)

Investment method · Recurring investment of about $220 per month

Target asset · Nasdaq 100 ETF (QQQ)

A 15-year recovery — the power of steady recurring investing (estimate)

Key results

Values verified by the operator against past data.

Total invested

Sum of principal contributed during the investment period

$40k
Ending value

Valuation at the end date

$53k
Cumulative return
+33%
Annualized return (XIRR)

Personal return that reflects your investment timing

2.0% / yr (estimate)

Risk & recovery metrics

These are the declines you actually had to endure during long-term investing. We do not hide this part.

Maximum drawdown (MDD)

-81.4%

Largest decline from the peak

Longest loss duration

72 months

Longest continuous stretch below principal

Recovery period

84 months

Time to regain the previous peak

What if you had stopped partway?

Even if you had started recurring investing at the dotcom bubble peak, continuing for 15 years ultimately produced a profit. However, a maximum drawdown of -81% and a 72-month (6-year) loss period are extremely hard to endure. Figures are estimates.

If you stop investing during a decline, you lose both the chance to lower your average purchase price and the gains from the subsequent rebound. That said, there is no guarantee this result repeats for every asset and every period.

Data sources and limitations

  • Based on adjusted close (dividends and splits reflected); FX effect not reflected. Figures are estimates.
  • Based on adjusted close (dividends and splits reflected); unless otherwise noted, the exchange rate (FX effect) is not reflected.
  • Trading fees and taxes are not reflected. Your actual after-tax return is lower than this.
  • This is a result based on past data and does not guarantee future returns.

📋 Results are based on historical data; past returns do not guarantee future returns.

📋 This service is provided for educational purposes to help you understand investing, not as investment advice.