What if you invested $220 monthly in the Nasdaq 100 for 10 years?
This shows the actual historical result of investing a fixed amount each month in a Nasdaq 100 ETF (QQQ) over 10 years starting in 2014.
Investment conditions
Asset · Nasdaq 100 ETF (QQQ) · recurring monthly purchases
Method · Recurring monthly investment
Period · 2014-07-01 ~ 2024-07-01
Amount · $222 / month
As of · 2024-07-01
Key metrics
These results do not reflect taxes. Based on historical data.
Risk & recovery
As important as returns. This service does not hide maximum drawdown or loss periods.
Maximum drawdown (MDD)
-31.8%
Largest drop from peak
Longest loss period
2months
Months in loss: 3
Recovery period
6months
Growth over time
Invested principal (dashed) and portfolio value (solid). Values below match the calculation.
Total invested $26,889 → Final value $76,081 (+182.9%), Maximum drawdown (MDD) -31.8%
Why this period and asset
The Nasdaq 100 is a tech-heavy index led by Apple, Microsoft, and Nvidia. The decade from 2014 rode the big-tech and AI growth wave, but it also fell deeper than the S&P 500 in 2022 — a classic case of taking on greater volatility in exchange for growth.
Interpreting the result
The Nasdaq 100 often outgrows the S&P 500 over the same period, but its maximum drawdown tends to be deeper too. In the metrics below, weigh the high cumulative return against how large the maximum drawdown and loss period were.
Caveats & limits
Figures use adjusted close (dividends and splits reflected) and exclude exchange rates, fees, and taxes. As a tech-concentrated index, its volatility in certain periods is above the market average. This is past data only and does not guarantee the future.
Data sources & limits
- Price data source: Yahoo Finance / FinanceDataReader
- Collected on: 2026-07-23
- Effective trading date: 2024-07-01
- Price basis: Adjusted close (reflects dividends and stock splits)
- Trading fees and taxes are not reflected — figures are pre-tax.
- Based on historical data; does not guarantee future returns.
Frequently asked questions
How is the Nasdaq 100 different from the S&P 500?
The Nasdaq 100 holds 100 large Nasdaq-listed companies excluding financials, with a much higher tech weighting. It offers more growth but also more volatility.
Are dividends included?
Yes. We use adjusted close, so dividends and splits are reflected. Figures are pre-tax, however.
What about exchange rates, fees, and taxes?
None are reflected. In real investing, USD/KRW movements, trading fees, and taxes would additionally affect your results.
Why emphasize the maximum drawdown?
How far an asset can fall from its peak is a key factor in whether you can actually stay invested. This service does not hide the maximum drawdown.
Do past returns repeat in the future?
No. This only shows historical data and does not predict the future or recommend any specific investment.
Related scenarios
- What if you invested $220 monthly in the S&P 500 for 10 years?
- What if you invested $220 monthly in the Nasdaq 100 for 20 years?
- S&P 500 vs Nasdaq 100: which wins over 10 years of investing?
- What if you dollar-cost-averaged $220/month into Bitcoin for 5 years?
- Lump-sum vs monthly investing: which came out ahead?
📋 Results are based on historical data; past returns do not guarantee future returns.
📋 This service is provided for educational purposes to help you understand investing, not as investment advice.