Recurring Investing From the 2021 Bitcoin Peak
What if you had started investing about $37 per week at Bitcoin's all-time high in November 2021?
What does this scenario show?
Investment period · Nov 2021 – Jul 2026 (about 4.7 years)
Investment method · Recurring investment of about $37 per week
Target asset · Bitcoin (BTC-USD)
Crypto DCA from the peak — the current scorecard (estimate)
Key results
Values verified by the operator against past data.
Sum of principal contributed during the investment period
Valuation at the end date
Personal return that reflects your investment timing
Risk & recovery metrics
These are the declines you actually had to endure during long-term investing. We do not hide this part.
Maximum drawdown (MDD)
-76.5%
Largest decline from the peak
Longest loss duration
24 months
Longest continuous stretch below principal
Recovery period
30 months
Time to regain the previous peak
What if you had stopped partway?
Even if you started at the peak, buying periodically lowers the average cost, so a profit appears after recovery. However, enduring a -76% drawdown is the extreme difficulty specific to Bitcoin. Figures are estimates.
If you stop investing during a decline, you lose both the chance to lower your average purchase price and the gains from the subsequent rebound. That said, there is no guarantee this result repeats for every asset and every period.
Data sources and limitations
- Based on adjusted close; exchange fees not reflected; high-volatility asset. Figures are estimates.
- Based on adjusted close (dividends and splits reflected); unless otherwise noted, the exchange rate (FX effect) is not reflected.
- Trading fees and taxes are not reflected. Your actual after-tax return is lower than this.
- This is a result based on past data and does not guarantee future returns.
📋 Results are based on historical data; past returns do not guarantee future returns.
📋 This service is provided for educational purposes to help you understand investing, not as investment advice.